United Healthcare Medicare Supplement Plans
The Benefit Link is a long-time national producer for United Healthcare Medicare Supplements. We have thousands of policyholders across 47 states. This recognizable insurance company has been offering Medigap plans since the last 70’s.
While many other insurance companies offer the same standardized Medigap plans, United Healthcare Medicare Supplement plans are the only ones co-branded with AARP.
Also, United Healthcare Medicare Supplements are available across many states and they offer 7 different Medigap plan options.
To enroll in a Medicare supplement policy with United Healthcare Medicare Solutions, you must be a member of AARP. We can provide an application for both the membership and the supplement.
You will have get access to benefits which include:
- Early enrollment and household discounts (varies by state)
- No application fee
- Nationwide coverage- you can visit any Medicare provider in the U.S.
- Guaranteed Renewable – as with all Medigap plans, your coverage can’t be cancelled for medical reasons
- Free look period of 30 days
- Peace of mind that comes from insurance with a top A-rated carrier
- Silver Sneakers gym membership (where offered)
United Healthcare Medicare Supplement Plan F
When you purchase a United Healthcare Medicare Supplement Plan F, you can rest assured that your Medicare Supplement policy will include all the same great benefits as any other Medigap Plan F. This plan covers both your hospital and outpatient deductibles. It also covers your 20% coinsurance under Part B. What most people like is that it’s first-dollar coverage, meaning that you won’t pull your wallet out for any Medicare-covered services.
United Healthcare Medicare Supplement Plan G
Our team can help you compare the Plan F vs Plan G premiums and decide if it’s more cost effective for you to enroll in Plan G.
United Healthcare Medicare Supplement Plan N
Plan N also does not cover excess charges. An excess charge is just a fee that some doctors charge beyond what Medicare agrees to pay them. This amount, by law, cannot be any higher than 15%, and in some states, excess charges are not allowed at all.
Should you enroll in a United Healthcare Medicare Supplement Plan N just remember to check with your providers ahead of time to ask if they accept Medicare assignment rates. If they say no, you’ll be aware that you may end up paying some balance bill excess charges.
United Healthcare Silver Sneakers
Lots of people ask us about the United Healthcare gym benefit from Silver Sneakers.
Silver Sneakers is a fitness membership for older adults. While membership is through participating local gyms, Silver Sneakers actually sponsors a lot of social activities that keep older adults engaged in their community. The United Healthcare Silver Sneakers program has a long-standing relationship. UHC plans in many areas offer a Silver Sneakers membership, and we can help you check UHC plans in your county to see if this benefit is included in plans near you.
Currently in 2018, United Healthcare Medicare supplement plans also provide Silver Sneakers, which is something that some other Medigap carriers may not offer.