Alabama: Yellowhammer State

Medicare Supplement Plans in Alabama

Medicare Supplement plans in Alabama include 10 standardized options, lettered A – N. Each insurance company must offer at least Plan A, but can offer any of the other plans as well.

We have great insurance companies offering plans here. Many offer the most popular plans like Plan F and Plan G.

Our agency works with some of the best Alabama Medicare Plan F and Plan G insurance companies, such as AetnaBankers Fidelity, Blue Cross Blue Shield, Cigna, Humana, Mutual of Omaha, and Transamerica.

You can find a complete list of our Medicare insurance providers here.

alabama medicare plans

Alabama Medicare Plans

Medicare beneficiaries in Alabama can enroll in any Medicare supplement during the first 6 months after their Part B starts. This is called your open enrollment period.

Alabama Medicare supplement companies must approve your application during this time. They cannot decline you for coverage due to any pre-existing health conditions. You can also apply for an Alabama Medigap plan after this window expires, but you must pass health underwriting. Enrolling during your open enrollment window will help you avoid that.

Alabama Medicare Plan F

Medicare Supplement Plan F is one the most popular Medicare supplements in Alabama. Plan F covers all the deductibles and co-insurance that Medicare would otherwise leave you to pay.

Our agency works with many Alabama Medicare supplement companies and can help you get quotes. We can compare rates from carriers like United Healthcare, Aetna, Mutual of Omaha, Humana and several others.

Alabama Medicare Plans for People under Age 65

In Alabama, companies are not required to offer open enrollment to people who are under age 65. This means you will have to pass medical health underwriting to be accepted for a Medicare supplement. Since most people who qualify for Medicare under 65 have a disability, they may not be able to pass the health questions. These people may want to consider an Alabama Medicare Advantage policy instead for now.

Later on, when you reach age 65, you will then have 6 months during which you can enroll in any Alabama Medigap plan without underwriting. You are guaranteed to be accepted during that one-time window.

Still have questions, or need more information on how to pick the plan that is right for you?

The Benefit Link is here to help! Give us a call and speak to a licensed insurance agent:

Use your retirement income wisely, find out if you qualify for Medicare discounts!

How can we serve you today?

It can be difficult to know whether or not you have proper coverage, but we can help! It’s our passion to provide peace of mind and ensure that you are well informed of your options and receive the best possible rates. Please feel free to call us at anytime, even if it’s just to chat.