Washington: The Evergreen State
Washington Medicare Plans
At the Benefit Link we work with great insurance companies offering Medicare Supplement plans for Washington residents. Many offer the most popular plans like Plan F and Plan G. Let us assist with the basics. Washington Medicare plans include 10 standardized options, lettered A – N. Each insurance company must offer at least Plan A, but companies can offer any of the other plans as well.
Washington Medicare Plans
Washington Medicare supplements are the coverage of choice for nearly 200,00 residents over age 65. The Benefit Link can help you choose a suitable Medicare plan in Washington.
Medigap plans in Washington help beneficiaries cover things that Medicare doesn’t, such as your hospital deductible and your outpatient coinsurance. This makes your costs more predictable for you when you are accessing medical services. Like many other states, Washington has adopted standardized Medicare supplement plans. This makes it easier to choose a plan with the right benefits.
Washington Medigap – Right to Change
People who are already enrolled in a Washington Medigap Plan Letters B – F may change to another Medicare supplement without underwriting at any time. This applies only for existing Washington Medigap policyholders.
People with no Medigap policy must complete an application. The application will include medical questions, unless they have a guaranteed issue right, such as losing their coverage through no fault of their own. The insurance company will underwrite the file and can turn you down for coverage for medical reasons.
Washington Medigap Plan F
Medigap Plan F in Washington is probably the most popularly quoted plan. That’s because a Plan F covers all deductibles, copays and coinsurance that normally you would have to pay after Medicare first paid it’s share. Seeing as those costs can be more than 20% of the total bill in some cases, a Medicare supplement Plan F provides peace of mind.
Many residents have also requested Washington Medigap Plan G quotes from us as well. Plan G is a terrific plan for the smart buyer. While you will have to pay the Medicare deductible, your Plan G premium can sometimes be more than $300 less per year than Plan F. Ask a Benefit Link representative to provide you a Plan G comparison to see if carriers in your area are offering similar savings.
Still have questions, or need more information on how to pick the plan that is right for you?
The Benefit Link is here to help! Give us a call and speak to a licensed insurance agent:
How can we serve you today?
It can be difficult to know whether or not you have proper coverage, but we can help! It’s our passion to provide peace of mind and ensure that you are well informed of your options and receive the best possible rates. Please feel free to call us at anytime, even if it’s just to chat.