West Virginia: The Mountain State

West Virginia Medicare Plans

At the Benefit Link we work with great insurance companies offering Medicare Supplement plans for West Virginia Senior residents. Many offer the most popular plans like Plan F and Plan G. Let us assist with the basics. West Virginia Medicare plans include 10 standardized options, lettered A – N. Each insurance company must offer at least Plan A, but companies can offer any of the other plans as well.

Our agency works with some of the best West Virginia Medicare Plan F and Plan G insurance companies, such as AetnaBankers Fidelity, Blue Cross Blue Shield, Cigna, Humana, Mutual of Omaha, and Transamerica.

You can find a complete list of our Medicare insurance providers here.

West Virginia Medicare Plans

West Virginia Medicare supplement plans are available from a number of insurance companies, including major carriers like Anthem Blue Cross Blue Shield and United Healthcare. When shopping for a Medicare supplement, be sure to get quotes from all carriers though, because your state offers quite a few smaller carriers that nonetheless have A ratings.

west virginia medicare plans

Medicare Supplements in West Virginia include the 10 standardized plans available in so many other states. Choosing a Medicare supplement involves comparing quotes from dozens of carriers. Fortunately, at The Benefit Link, we make that process easy for you by providing you a side by side comparison of both current rates and also rate histories, which can be important in choosing a company with reasonable annual rate increases that won’t break your bank.

West Virginia Medigap Plan F

We suggest that you begin this process by requesting quotes for a West Virginia Medigap Plan F. This plan is one of the most popular sellers across the nation because it covers all of your copays and cost-sharing under Medicare. This means that when you go to the doctor or hospital, you just present your Medicare supplement card, and nothing more is due from you. There are over 50,000 Medigap policyholders in your state, so this type of insurance is tried and true.

West Virginia Medicare Advantage

Some Medicare beneficiaries prefer a private healthcare plan with lower premiums up front, but more pay-as-you-go expenses on the back end. If this sounds like you, then you might consider a private Medicare HMO or PPO.

Medicare Advantage plans in West Virginia are available from several providers. Keep in mind that though these plans are cheaper, you will need to use the plan’s network. Our agency can search the provider directory before you enroll to make sure you choose a plan that your doctors will accept.

Still have questions, or need more information on how to pick the plan that is right for you?

The Benefit Link is here to help! Give us a call and speak to a licensed insurance agent:

Use your retirement income wisely, find out if you qualify for medicare discounts.

How can we serve you today?

It can be difficult to know whether or not you have proper coverage, but we can help! It’s our passion to provide peace of mind and ensure that you are well informed of your options and receive the best possible rates. Please feel free to call us at anytime, even if it’s just to chat.