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Medicare – Plan B

Medicare Supplement Plan B, also called Medigap Plan B, offers the same benefits as Plan A. In addition, it will also pay your Part A hospital deductible for you. This is a significant benefit as the deductible in 2017 is $1,316, and tends to go up slightly each year. Having Medigap Plan B means that you will never have to worry about that deductible going up.

Your hospital deductible is a per-incident deductible, not an annual one, so this is an important benefit. Medicare Plan B will pay the deductible even if you incur it more than once in the same year.

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Medicare Supplement Plan B

Medicare Part A coinsurance and coverage for hospital benefits
Medicare Part B coinsurance or copayment
Blood (first three pints)
Hospice Care coinsurance or copayment
Skilled Nursing Facility Care coinsurance
Medicare Part A deductible
Medicare Part B deductible
Medicare Part B excess charges
Foreign Travel Emergency (up to plan limits)

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