Medicare Supplement Plan B
Medicare Supplement Plan B, also called Medigap Plan B, offers the same benefits as Plan A. In addition, it will also pay your Part A hospital deductible for you. This is a significant benefit as the deductible in 2020 is $1,408 and 2021 is $1,484, and tends to go up slightly each year. Having Medigap Plan B means that you will never have to worry about that deductible going up.
Your hospital deductible is a per-incident deductible, not an annual one, so this is an important benefit. Medicare Plan B will pay the deductible even if you incur it more than once in the same year.
Medicare Part A coinsurance and coverage for hospital benefits | ✔ |
---|---|
Medicare Part B coinsurance or copayment | ✔ |
Blood (first three pints) | ✔ |
Hospice Care coinsurance or copayment | ✔ |
Skilled Nursing Facility Care coinsurance | ❌ |
Medicare Part A deductible | ✔ |
Medicare Part B deductible | ❌ |
Medicare Part B excess charges | ❌ |
Foreign Travel Emergency (up to plan limits) | ❌ |
Medicare – Plan B
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