Medicare Supplement Plan C
Medicare Supplement Plan C is a policy which covers nearly all of the Medicare gaps that you would usually be required to pay. The only exception is the Part B excess charges.
Excess charges are surcharges that your doctor can charge above and beyond what Medicare will reimburse. They are limited to 15% beyond what Medicare pays. Many doctors do not charge excess charges, but occasionally they do. If this concerns you, the Medigap Plan F or G might be a better choice for you than Medicare Plan C. Those two plans cover excess charges, so you won’t have to worry about asking.
Medicare Part A coinsurance and coverage for hospital benefits | ✔ |
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Medicare Part B coinsurance or copayment | ✔ |
Blood (first three pints) | ✔ |
Hospice Care coinsurance or copayment | ✔ |
Skilled Nursing Facility Care coinsurance | ✔ |
Medicare Part A deductible | ✔ |
Medicare Part B deductible | ✔ |
Medicare Part B excess charges | ❌ |
Foreign Travel Emergency (up to plan limits) | ✔ |